Long-term Loans
Commercial
Real Estate
Commercial real estate continues to be an important part of the U.S. economy. In 2022, commercial real estate contributed nearly $2.3 trillion to the US GDP, generated $831 billion in personal earnings, and supported 15.1 million jobs. Nearly $20 trillion of wealth is tied up in this asset class.
Long-term Loans
Commercial
Real Estate
Commercial real estate continues to be an important part of the U.S. economy. In 2022, commercial real estate contributed nearly $2.3 trillion to the US GDP, generated $831 billion in personal earnings, and supported 15.1 million jobs. Nearly $20 trillion of wealth is tied up in this asset class.
From the client perspective, commercial properties often provide consistent cash flow through rental income, offering investors a steady stream of revenue that can act as a hedge against market volatility. Commercial real estate also helps to insulate market volatility as real estate tends to exhibit less correlation with traditional market fluctuations, providing a valuable source of stability within a diversified portfolio.
The ability to leverage commercial real estate through mortgage financing can amplify returns, allowing investors to increase their exposure to the asset class while managing risk. Of course, commercial real estate has its market cycles as well. Currently there is a lot of dislocation in the CRE market as community banks (who previously dominated this space) are pulling back. Large money center banks have also tightened lending and often will work with only the largest firms. Having a partner who can help navigate the rough waters is key in this cycle.
Our digital platform allows us to search over a much wider range of lenders to find the right solution for a client in need of financing.
Loan types:
- Permanent Loans – Long-term loans with fixed or variable interest rates used for property acquisition or refinancing.
- Construction Loans – Short-term loans to fund the construction or renovation of commercial properties, typically disbursed in stages.
- Bridge Loans – Short-term financing solutions used to bridge the gap between the purchase of a new property and the sale of an existing one.
- Mezzanine Loans – Subordinate debt that fills the gap between the senior loan amount and the borrower’s equity, often used in combination with other financing
Property types:
- Hospitality
- Multifamily
- Retail
- Industrial
- Special Use
- Practice Lending (doctor, dentist, veterinarian)
- Office
Our digital platform allows us to search over a much wider range of lenders to find the right solution for a client in need of financing.
Loan types:
- Permanent Loans – Long-term loans with fixed or variable interest rates used for property acquisition or refinancing.
- Construction Loans – Short-term loans to fund the construction or renovation of commercial properties, typically disbursed in stages.
- Bridge Loans – Short-term financing solutions used to bridge the gap between the purchase of a new property and the sale of an existing one.
- Mezzanine Loans – Subordinate debt that fills the gap between the senior loan amount and the borrower’s equity, often used in combination with other financing
Property types:
- Hospitality
- Multifamily
- Retail
- Industrial
- Special Use
- Practice Lending (doctor, dentist, veterinarian)
- Office
Conversation starters:
- What types of commercial real estate properties are you currently investing in or might be interested in acquiring?
- What is your preferred LTV range when making real estate investments?
- What are your typical investment timeframes? Do long do you typically hold properties?
- Are you looking for short-term financing, long-term financing, or a combination of both for any of your real estate projects?
- What are your expectations regarding loan terms, interest rates, repayment schedules and pre-payment penalties?
- Do you have specific requirements or preferences regarding the lender’s reputation, experience, or customer service?
- Are there any specific loan structures that you find advantageous for your investment strategy?
- What has your experience been with commercial real estate lending in the past? Have there been any challenges or successes that have shaped your approach to financing?
- How do you see your lending needs evolving in the future, and what factors might influence changes in your requirements or preferences?
Conversation starters:
- What types of commercial real estate properties are you currently investing in or might be interested in acquiring?
- What is your preferred LTV range when making real estate investments?
- What are your typical investment timeframes? Do long do you typically hold properties?
- Are you looking for short-term financing, long-term financing, or a combination of both for any of your real estate projects?
- What are your expectations regarding loan terms, interest rates, repayment schedules and pre-payment penalties?
- Do you have specific requirements or preferences regarding the lender’s reputation, experience, or customer service?
- Are there any specific loan structures that you find advantageous for your investment strategy?
- What has your experience been with commercial real estate lending in the past? Have there been any challenges or successes that have shaped your approach to financing?
- How do you see your lending needs evolving in the future, and what factors might influence changes in your requirements or preferences?